Feel like you're paying too much for home insurance? You’re not alone! Insurance premiums can add up fast, but here’s the good news: you could save hundreds by getting two simple reports—a 4-Point Inspection and a Wind Mitigation Report. One of our recent clients saved $400 on their premiums after completing these reports, and you can, too!

Do I need a 4-Point Inspection?

So, what exactly is a 4-Point Inspection? Think of it as a focused checkup on four major systems in your home—your roof, electrical system, plumbing, and HVAC (heating and air conditioning). If your home is over 20 years old or was built with older pipes, shingles, or an older HVAC system, an insurer might request this inspection when you’re looking to get or renew your homeowner’s insurance. Even if your insurer doesn’t request it, there could still be money savings on the table. 

If everything checks out, this inspection can help you reduce your premiums. It’s all about proving that your home’s most critical systems are in good shape, giving insurers peace of mind and more money in your pocket.

What is a Wind Mitigation Report?

This inspection looks at how well your home is built to handle strong winds, and whether it has specific wind-resistant features like impact-resistant windows, reinforced doors, or a secure roof design.

Insurers consider Homes with these features lower risk, which often means lower premiums for you. So, if your home has any of these elements—or you’re considering upgrades—getting a Wind Mitigation Report could lead to some serious savings.

4-Point Inspection vs. Buyer/Seller Inspection

You might be wondering—didn’t I already get an inspection? A buyer/seller inspection is comprehensive, covering every aspect of your home from foundation to roof, often used when purchasing or selling property.

A 4-Point Inspection, on the other hand, is much more specific. It’s focused on the four key systems—roof, electrical, plumbing, and HVAC—that insurance companies care about most when deciding how much to charge for coverage. Think of it as a fast pass to insurance savings, rather than the all-in-one inspection you might get during a home sale.

A Success Story: Our Client Saved $400!

We recently had a client who decided to get both a 4-Point Inspection and a Wind Mitigation Report done. They ended up with more peace of mind and $400 in savings on their annual insurance premiums—and you could do the same!

Ready to Start Saving?

If saving money on your home insurance sounds like a good deal to you, we can help. At House Match, we’ll get you set up with both a 4-Point Inspection and a Wind Mitigation Report and help you find out if this is the right move for you and your home. Reach out today to get started—and start putting those dollars back into your pocket.